If you have bad credit history, then we can help you get bad credit mobile phones on contracts. Follow our simple tips now. All you need to do is apply with the networks directly and go for a SIM only plan. SIM Only deals offer you a better chance of acceptance, and you can always upgrade to a full contract after a good payment history for a few months.
Here’s how it works…
If you want to get accepted for a mobile phone contract then it is important to make the credit check as easy as possible. By applying online through the network’s website, you are much more likely to be accepted. Our research has shown that the credit check will be easier. Also, it is important you apply directly with the network you wish to be accepted with. Today there are many independent retailers, especially online, and it is important you avoid them if you want to get accepted.
Our research also suggests that applying with T-Mobile will give you the best chance of acceptance as it seems they generally have an easier credit check than other networks.
Finally, SIM Only deals are the way to go right now – not only are they fantastic value for money, but the credit check is much easier. It is recommended that you apply for one of these offers, and build a good payment history with the network for a few months. You will find that this improved your credit score, and if you really want, you can ring customer services and ask to be upgraded to a phone contract if you still want a new handset.
So it really doesn’t matter if you have bad credit as you can still get a mobile phone contract as long as you follow our tips! We hope you found this page useful, and please visit our homepage for the latest tips and deal on getting approved.
Generally speaking you want to apply for the affordable handsets or those that are a little old and not brand new or very expensive. This is because expensive handsets are harder to get on contract – the network has more money to lose if the applicant cannot pay the monthly payments. It’s a matter of them weighing it up and deciding if they can offer it to that particular person based on their credit score. For the best chance of approval we strongly recommend you avoid applying for the iPhones of this world. One of your main aims should also be to build your credit rating, and there’s no reason why you can’t opt for a cheaper handset this time and then apply for an expensive phone after 12 or 18 months when your contract is due for renewal.
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