There are certain ways in which you can maximise your chances of acceptance in order to easily pass the checks involved. All you need to do is apply directly with the networks and apply online. Sounds simple? Well it is! T-Mobile is recommend probably have the easiest credit check, especially with the SIM Only deals. However, unfortunately, there is no such thing as a guaranteed mobile phone contract.
Below is our review of some of the best networks to apply with:
T-Mobile – If you are looking for a guaranteed mobile phone contract, then Apply for a T-Mobile SIM Only deal to get accepted today! They are the best network based on feedback we have received from users, online forums and people who work within the industry.
Vodafone – Vodafone is a good choice, and will consider those with an adverse credit history, although you are more likely to be accepted if you have at OK credit history. Again try a SIM Only deal for best acceptance rates and apply online.
O2 – O2 also consider those who have a poor credit rating and are more likely to accept you online than in-store. They are definitely worth considering if you want a guaranteed contract. Try SIM Only for the best acceptance.
Guaranteed mobile phone contracts with no credit check do not exist. However our tips and advice have helped thousands with a low credit score get accepted. You need to apply online – believe it or not, networks have stricter credit checks in shops than they do online. Your individual application will be considered, and you are more likely to be offered an alternative deal. You also need to apply direct – that means cutting out ‘middle-man’ shops, and going directly to the website of the network. Credit checks are easier this way.
Our aim is to help you get accepted using tried and tested advice and tips. In literal terms, no one can guarantee you anything, especially where credit is involved. There are many reasons why people are looking to move from Pay As You Go to contracts. Firstly it is much cheaper in terms of minutes and texts and you can get better deals. Secondly you also get a free mobile phone which is normally very expensive and this saves a lot of money too. Thirdly, sometimes you get other extra benefits from the network too such as free Voicemail.
The downside is that pay monthly plans are contracts which require a payment and therefore every retailer and network performs a credit check. As such it is harder for certain people to get accepted than others. However you can still get approved if you follow the tips that we have given on this website.